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Finances Should You Cancel a Credit Card? Here’s What Really Happens What Happens If You Cancel Your Credit Card? The Credit Score Impact Explained Canceling a credit card — especially one you rarely use or have recently paid off — can feel like a smart financial move. It lightens your wallet, eliminates an annual fee, and gives you one less bill to track. However, closing a […]
Finances Should You Delay Retirement to Pay Off Your Mortgage? Pros, Cons & Smart Alternatives Paying off your mortgage before retirement is a major financial goal for many homeowners—and for good reason. Entering your golden years without monthly housing payments can create more financial freedom, reduce stress, and give you the flexibility to enjoy life. But delaying retirement isn’t the only way to achieve this goal, and for some people, […]
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